COMPANY PROFILE

THE SOUTH INDIAN BANK LTD.

NSE : SOUTHBANKBSE : 532218ISIN CODE : INE683A01023Industry : Bank - Private MCap (Rs. in Mn) : 142762.95 Face Value (Rs.) : 1 House : South Indian Bank
BSECurrent Price (Rs.) 54.60Change (Rs.)0.29 (+0.53 %)
PREV CLOSE (Rs.) 54.31
OPEN PRICE (Rs.) 54.95
BID PRICE (QTY) 54.57 (166)
OFFER PRICE (QTY) 54.63 (78)
VOLUME 2460560
TODAY'S LOW / HIGH (Rs.)54.12 56.21
52 WK LOW / HIGH (Rs.)32.78 54.86
NSECurrent Price (Rs.) 54.97Change (Rs.)0.71 (+1.31 %)
PREV CLOSE( Rs. ) 54.26
OPEN PRICE (Rs.) 55.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 54.97 (9127)
VOLUME 36477494
TODAY'S LOW / HIGH(Rs.) 54.15 56.25
52 WK LOW / HIGH (Rs.)32.76 54.86

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
SOURCES OF FUNDS:
  
  
  
  
  
Share Capital
261.76  
261.63  
261.59  
209.27  
209.27  
    Equity - Authorised
400.00  
400.00  
400.00  
400.00  
400.00  
    Equity - Issued
261.76  
261.63  
261.59  
209.27  
209.27  
    Equity Paid Up
261.76  
261.63  
261.59  
209.27  
209.27  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
0.10  
0.10  
0.10  
0.10  
0.10  
Share Warrants & Outstandings
11.97  
7.75  
2.64  
0.11  
1.29  
Total Reserves
11142.61  
9838.65  
8562.10  
6465.35  
5643.69  
    Securities Premium
2860.28  
2856.85  
2856.23  
1766.90  
1766.90  
    Capital Reserves
1103.65  
1035.73  
965.95  
953.81  
909.83  
    Profit & Loss Account Balances
1268.86  
916.34  
598.24  
224.53  
-38.04  
    General Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Reserves
5909.83  
5029.73  
4141.68  
3520.11  
3005.00  
Reserve excluding Revaluation Reserve
11142.61  
9838.65  
8562.10  
6465.35  
5643.69  
Revaluation Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
Deposits
123340.89  
107522.22  
101919.11  
91650.07  
89141.74  
    Demand Deposits
7140.43  
6027.03  
6073.72  
4984.70  
4861.16  
    Savings Deposit
32475.05  
27699.31  
26617.80  
25241.08  
24739.85  
    Term Deposits / Fixed Deposits
83725.41  
73795.88  
69227.59  
61424.29  
59540.73  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
3927.01  
4300.48  
3912.09  
6993.85  
3294.49  
    Borrowings From Reserve Bank of India
500.00  
1700.00  
0.00  
275.00  
0.00  
    Borrowings From Other Banks
0.00  
5.50  
91.70  
120.23  
207.88  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
3202.01  
2431.37  
3623.04  
6419.31  
2873.82  
    Borrowings in the form of Bonds / Debentures
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
225.00  
163.60  
197.35  
179.32  
212.80  
Other Liabilities & Provisions
3072.22  
2724.34  
2754.94  
2378.51  
1761.38  
    Bills Payable
326.85  
183.82  
157.83  
102.85  
125.20  
    Inter-office adjustment Liabilities
0.00  
20.35  
20.95  
81.85  
2.57  
    Interest Accrued
331.70  
360.24  
262.58  
204.15  
180.12  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
2413.68  
2159.93  
2313.58  
1989.67  
1453.50  
Total Liabilities
141756.46  
124655.07  
117412.48  
107697.16  
100051.87  
APPLICATION OF FUNDS :
  
  
  
  
  
Cash and balance with Reserve Bank of India
6182.95  
5097.70  
6659.70  
4639.22  
7276.61  
    Cash with RBI
5596.50  
4651.44  
6104.80  
4122.22  
6704.29  
    Cash in hand & others
586.46  
446.26  
554.90  
517.00  
572.31  
Balances with banks and money at call
3957.79  
7162.39  
3362.48  
2441.27  
3926.82  
Investments
27327.21  
21776.68  
23976.52  
24641.30  
21444.51  
Investments in India
27326.70  
21776.31  
23976.32  
24641.11  
21444.32  
    GOI/State Govt. Securities
25314.52  
20127.23  
21684.97  
22376.61  
19465.53  
    Equity Shares - Corporate
85.51  
108.69  
84.38  
218.33  
54.56  
    Debentures & Bonds
1114.67  
748.19  
888.85  
1297.95  
571.85  
    Subsidiaries and/or joint ventures/Associates
0.00  
0.00  
0.00  
0.00  
0.00  
    Units - MF/ Insurance/CP/PTC
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Investments
811.99  
792.20  
1318.12  
748.21  
1352.38  
Investments outside India
0.51  
0.37  
0.20  
0.20  
0.20  
    Government securities
0.00  
0.00  
0.00  
0.00  
0.00  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
0.51  
0.37  
0.20  
0.20  
0.20  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
99259.80  
85682.07  
78060.65  
69804.44  
59993.39  
    Bills Purchased & Discounted
10757.11  
9309.71  
10134.51  
8133.50  
5110.94  
    Cash Credit, Over Draft & Loans repayable
50088.15  
43842.94  
38986.17  
36728.60  
29607.50  
    Term Loans
38414.53  
32529.42  
28939.96  
24942.34  
25274.95  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
1941.38  
1815.85  
1736.24  
1467.90  
1416.98  
    Premises
751.20  
749.05  
659.11  
643.24  
594.72  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
1190.18  
1066.80  
1077.13  
824.66  
822.26  
Less: Accumulated Depreciation
898.53  
797.55  
769.76  
713.97  
664.96  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
1042.84  
1018.30  
966.49  
753.93  
752.02  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
0.00  
0.00  
0.00  
124.00  
59.05  
Other Assets
3985.87  
3917.92  
4386.65  
5293.00  
6599.47  
    Inter-office adjustment Assets
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued Assets
1596.25  
1371.57  
1303.74  
1131.64  
1008.74  
    Tax paid in advance/TDS
294.51  
307.21  
392.62  
267.65  
307.38  
    Stationery and stamps
10.21  
12.37  
11.96  
2.94  
2.54  
    Non-banking assets acquired
9.04  
9.04  
9.04  
13.45  
14.19  
    Deferred tax asset
0.00  
0.00  
0.00  
21.42  
259.04  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
2075.86  
2217.72  
2669.28  
3855.90  
5007.58  
Total Assets
141756.46  
124655.07  
117412.48  
107697.16  
100051.87  
Contingent Liabilities
14272.56  
17414.44  
31467.84  
25891.24  
33764.70  
    Claims not acknowledged as debts
55.34  
88.35  
67.19  
69.39  
70.22  
    Outstanding forward exchange contracts
11563.02  
14656.56  
28261.19  
22517.21  
30894.63  
    Guarantees given in India
1756.35  
1697.66  
1869.38  
1697.82  
1542.40  
    Guarantees given Outside India
224.68  
273.05  
271.17  
425.96  
198.97  
    Acceptances, endorsements & other obligations
345.09  
391.31  
687.74  
925.38  
836.34  
    Other Contingent liabilities
328.07  
307.50  
311.16  
255.48  
222.14  
Bills for collection
2618.84  
2163.97  
2198.63  
2057.79  
1752.96  
Book Value
4.36  
3.86  
3.37  
3.19  
2.80  
Adjusted Book Value
4.36  
3.86  
3.37  
2.93  
2.57