COMPANY PROFILE

GENERAL INSURANCE CORPORATION OF INDIA

NSE : GICREBSE : 540755ISIN CODE : INE481Y01014Industry : Insurance MCap (Rs. in Mn) : 568074.72 Face Value (Rs.) : 5 House : PSU
BSECurrent Price (Rs.) 323.80Change (Rs.)4.1 (+1.28 %)
PREV CLOSE (Rs.) 319.70
OPEN PRICE (Rs.) 319.70
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 89183
TODAY'S LOW / HIGH (Rs.)308.95 328.70
52 WK LOW / HIGH (Rs.)307.95 418
NSECurrent Price (Rs.) 323.75Change (Rs.)4.1 (+1.28 %)
PREV CLOSE( Rs. ) 319.65
OPEN PRICE (Rs.) 319.95
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 968994
TODAY'S LOW / HIGH(Rs.) 309.20 329.00
52 WK LOW / HIGH (Rs.)308 417.95

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Share Capital
877.20  
877.20  
877.20  
877.20  
877.20  
    Equity - Authorised
1000.00  
1000.00  
1000.00  
1000.00  
1000.00  
     Equity - Issued
877.20  
877.20  
877.20  
877.20  
877.20  
    Equity - Paid Up
877.20  
877.20  
877.20  
877.20  
877.20  
    Equity Shares Forfeited
  
  
  
  
  
    Adjustments to Equity
  
  
  
  
  
    Preference Capital Paid Up
  
  
  
0.00  
0.00  
    Unclassified Shares Paid Up
  
  
  
  
  
    Face Value
0.05  
0.05  
0.05  
0.00  
0.00  
Share Warrants
  
  
  
  
  
Reserve and Surplus
58419.24  
47781.96  
41057.60  
35118.80  
27949.82  
Capital Reserve
  
  
  
  
  
Share Premium
1544.07  
1544.07  
1544.07  
1544.07  
1544.07  
General Reserve
15666.44  
15726.51  
15891.18  
15891.18  
15891.18  
Profit & Loss A/c
34515.88  
26613.90  
20936.46  
15513.76  
9001.19  
Other Reserve
4255.61  
2199.49  
1717.05  
2169.79  
1513.38  
Revaluation Reserve
  
  
  
  
  
Fair Value Change Account Cr / (Dr)
11184.38  
12840.54  
13321.75  
9188.74  
7180.82  
Borrowings
  
  
  
  
  
Debentures
  
  
  
  
  
Financial Institutions
  
  
  
  
  
Others
  
  
  
  
0.00  
Policy Holders Funds
  
  
  
  
  
Fair Value Change Account Cr / (Dr)
21563.68  
27299.91  
30435.19  
22285.37  
24037.19  
Policies Liabilities
  
  
  
  
  
Insurance Reserve
  
  
  
  
  
Provisions for Linked Liabilities
  
  
  
  
  
Funds For future Appropriations
  
  
  
  
  
Total Sources of Funds
92044.50  
88799.61  
85691.74  
67470.11  
60045.03  
Applications of Funds
  
  
  
  
  
Investments
  
  
  
  
  
Investments - Shareholders
53217.40  
48285.20  
43561.53  
34328.67  
26501.41  
Investments - Policies Holders
95155.59  
94995.02  
92201.01  
80409.37  
78175.92  
Assets Held to cover Linked Liabilities
  
  
  
  
  
Loans
125.31  
137.36  
152.17  
170.05  
189.62  
Secured
  
  
  
  
  
Unsecured Loans
5.63  
5.64  
6.63  
6.84  
6.84  
Current Assets
  
  
  
  
0.00  
Cash & Bank balances
28488.88  
25280.70  
24855.18  
23702.44  
21451.34  
Cash
0.01  
0.01  
0.01  
0.01  
0.01  
Bank Balances & Deposits
27780.03  
24243.51  
24157.40  
22894.86  
21080.03  
Money at call & Short notice
708.84  
1037.18  
697.77  
807.58  
371.31  
Others
  
  
  
  
  
Advances & Other Assets
25695.68  
22328.11  
17210.46  
14766.57  
13323.11  
Advances
  
  
  
  
  
Application money for Investments
2217.28  
2187.32  
  
  
  
Prepayments & Pre paid expenses
38.19  
52.80  
39.37  
42.87  
42.19  
Advances to Directors / Officers
1.54  
0.49  
0.87  
0.29  
0.26  
Advance Tax paid & TDS
13860.06  
11503.36  
9344.30  
7527.06  
5742.97  
Other Advances
  
  
  
  
  
Other Assets
14849.68  
13554.26  
14317.36  
15227.39  
16843.42  
Accrued / Outstanding Income on investments
2421.06  
2125.32  
1927.04  
1568.64  
1282.30  
Outstanding balances
  
  
  
  
  
Due from Other Insurance Agency
10525.46  
10724.90  
9082.90  
10553.79  
11106.09  
Deposits with RBI
  
  
  
  
  
Others
  
  
  
  
  
Current Liabilities & Provisions
  
  
  
  
  
Current Liabilities
92713.77  
86232.67  
80572.13  
75894.22  
71651.50  
Agents Balances
  
  
  
  
  
Due to Other Insurance Companies
4986.18  
4416.10  
4637.88  
4377.49  
4052.87  
Premium received in advance
  
  
  
  
  
Sundra Creditors
1055.29  
598.90  
560.99  
340.50  
2237.10  
Due to subsidiaries/Holding Companies
  
  
  
  
  
Claims Outstanding
86603.11  
80536.78  
74667.00  
70410.37  
64328.57  
Others
  
  
  
  
  
Provisions
34144.33  
30566.39  
27039.78  
26169.12  
25027.56  
Provisions for taxation
13558.33  
10935.09  
8865.66  
7430.07  
5442.56  
Proposed Dividend
  
  
  
  
  
Provision for Dividend Distribution Tax
  
  
  
  
  
Other Provisions
20586.00  
19631.30  
18174.12  
18739.05  
19585.00  
Fixed Assets
484.55  
484.05  
471.47  
468.35  
345.60  
Less: Accumulated Depreciation
164.79  
165.40  
153.69  
144.34  
145.41  
Less: Impairment of Assets
  
  
  
  
  
Total Net block
319.76  
318.65  
317.78  
324.02  
200.19  
Total Assets
92044.50  
88799.61  
85691.74  
67470.11  
60045.03  
Contingent Liabilities
27679.17  
26576.93  
22856.19  
18083.96  
18410.25  
    Claims against the company not acknowledged
26167.02  
25085.81  
22491.54  
8692.51  
10814.25  
    Liability for partly paid investments
2.92  
19.49  
6.26  
11.37  
  
    Liabilities under Guarantees
1509.23  
1471.63  
358.39  
9380.08  
7596.00  
    Other Contingents Liabilities