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  • COMPANY PROFILE

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFC MCap (Rs. in Mn) : 204435.95 Face Value (Rs.) : 10 House : MNC
BSECurrent Price (Rs.) 1273.60Change (Rs.)57.15 (+4.7 %)
PREV CLOSE (Rs.) 1216.45
OPEN PRICE (Rs.) 1211.35
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 26512
TODAY'S LOW / HIGH (Rs.)1211.35 1278.35
52 WK LOW / HIGH (Rs.)1112.9 1634.4
NSECurrent Price (Rs.) 1272.00Change (Rs.)55.7 (+4.58 %)
PREV CLOSE( Rs. ) 1216.30
OPEN PRICE (Rs.) 1220.20
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 1272.00 (142)
VOLUME 364278
TODAY'S LOW / HIGH(Rs.) 1220.20 1278.80
52 WK LOW / HIGH (Rs.)1113 1634
GO

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
EQUITY AND LIABILITIES
  
  
  
  
  
Share Capital
160.20  
159.72  
159.38  
158.91  
155.87  
    Equity - Authorised
170.00  
170.00  
170.00  
160.00  
160.00  
     Equity - Issued
160.20  
159.72  
159.38  
158.91  
155.87  
    Equity Paid Up
160.20  
159.72  
159.38  
158.91  
155.87  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
66.16  
49.26  
31.17  
19.41  
11.72  
Total Reserves
7615.89  
6746.99  
6379.43  
4928.65  
3999.32  
    Securities Premium
2561.05  
2520.92  
2498.13  
2478.59  
2268.12  
    Capital Reserves
49.95  
49.95  
49.95  
49.95  
49.95  
    Profit & Loss Account Balance
3895.53  
3271.98  
3011.07  
1855.13  
1194.73  
    General Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Reserves
1109.36  
904.14  
820.28  
544.98  
486.52  
Reserve excluding Revaluation Reserve
7615.89  
6746.99  
6379.43  
4928.65  
3999.32  
Revaluation reserve
0.00  
0.00  
0.00  
0.00  
0.00  
Shareholder's Funds
7842.25  
6955.97  
6569.98  
5106.97  
4166.91  
Minority Interest
0.00  
0.00  
0.00  
0.00  
0.00  
Long-Term Borrowings
0.00  
0.00  
0.00  
0.00  
0.00  
Secured Loans
10712.13  
9972.60  
11945.24  
16009.67  
12710.17  
    Non Convertible Debentures
348.13  
894.12  
1512.64  
1672.35  
1418.10  
    Converible Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Credit - Bank
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate & Security Deposit
0.00  
0.00  
0.00  
0.00  
0.00  
    Term Loans - Banks
0.00  
0.00  
0.00  
10740.33  
8697.44  
    Term Loans - Institutions
0.00  
0.00  
0.00  
2123.22  
2500.89  
    Other Secured
10364.00  
9078.48  
10432.60  
1473.77  
93.74  
Unsecured Loans
0.00  
12.64  
25.24  
277.33  
184.95  
    Fixed Deposits - Public
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans and advances from subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate Deposits (Unsecured)
0.00  
0.00  
0.00  
0.00  
0.00  
    Foreign Currency Convertible Notes
0.00  
0.00  
0.00  
0.00  
0.00  
    Long Term Loan in Foreign Currency
0.00  
0.00  
0.00  
125.88  
116.08  
    Loans - Banks
0.00  
0.00  
0.00  
98.80  
0.00  
    Loans - Govt.
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Others
0.00  
12.64  
25.24  
0.00  
0.00  
    Other Unsecured Loan
0.00  
0.00  
0.00  
52.65  
68.87  
Deferred Tax Assets / Liabilities
-327.86  
-355.25  
-136.93  
-80.93  
-155.39  
    Deferred Tax Assets
336.36  
360.35  
157.77  
112.48  
180.26  
    Deferred Tax Liability
8.50  
5.10  
20.84  
31.55  
24.87  
Other Long Term Liabilities
80.37  
89.37  
87.81  
66.80  
0.00  
Long Term Trade Payables
5.46  
0.00  
0.00  
0.00  
0.00  
Long Term Provisions
1051.03  
1186.76  
1323.35  
528.84  
462.96  
Total Non-Current Liabilities
11521.13  
10906.12  
13244.71  
16801.71  
13202.69  
Current Liabilities
  
  
  
  
  
Trade Payables
34.87  
32.06  
256.35  
303.70  
259.02  
    Sundry Creditors
34.87  
32.06  
256.35  
303.70  
259.02  
    Acceptances
0.00  
0.00  
0.00  
0.00  
0.00  
    Due to Subsidiaries- Trade Payables
0.00  
0.00  
0.00  
0.00  
0.00  
Other Current Liabilities
215.03  
202.52  
68.22  
31.18  
102.62  
    Bank Overdraft / Short term credit
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances received from customers
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued But Not Due
0.00  
0.00  
0.00  
0.00  
0.00  
    Share Application Money
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity of Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity - Others
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities
215.03  
202.52  
68.22  
31.18  
102.62  
Short Term Borrowings
12929.00  
10460.53  
9870.53  
25.26  
25.57  
    Secured ST Loans repayable on Demands
12929.00  
10447.88  
9870.53  
0.00  
0.00  
    Working Capital Loans- Sec
0.00  
0.00  
0.00  
0.00  
0.00  
    Buyers Credits - Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Commercial Borrowings- Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Unsecured Loans
0.00  
12.65  
0.00  
25.26  
25.57  
Short Term Provisions
283.77  
422.19  
24.87  
264.54  
208.40  
    Proposed Equity Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Corporate Dividend Tax
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Tax
242.62  
390.75  
0.00  
238.48  
185.65  
    Provision for post retirement benefits
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Provisions
41.15  
31.44  
24.87  
26.06  
22.75  
Total Current Liabilities
13462.67  
11117.30  
10219.97  
624.68  
595.61  
Total Liabilities
32826.05  
28979.39  
30034.66  
22533.36  
17965.21  
ASSETS
  
  
  
  
  
Loans (Non - Current Assets)
27922.73  
24274.45  
25104.99  
19043.34  
14765.33  
Gross Block
902.01  
867.83  
826.14  
777.54  
759.57  
Less: Accumulated Depreciation
314.49  
264.25  
217.06  
178.51  
130.68  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
587.52  
603.58  
609.08  
599.03  
628.89  
Lease Adjustment A/c
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
Non Current Investments
0.00  
0.70  
0.54  
0.54  
0.54  
Long Term Investment
0.00  
0.70  
0.54  
0.54  
0.54  
    Quoted
0.00  
0.00  
0.00  
0.00  
0.00  
    Unquoted
0.00  
0.70  
0.54  
0.54  
0.54  
Long Term Loans & Advances
1017.32  
1192.29  
1356.39  
571.96  
492.91  
Other Non Current Assets
406.02  
112.89  
118.80  
0.00  
12.95  
Total Non-Current Assets
29933.70  
26187.41  
27194.34  
20218.81  
15903.69  
Current Assets Loans & Advances
  
  
  
  
  
Currents Investments
1075.34  
892.30  
1438.36  
453.98  
0.00  
    Quoted
1075.34  
892.30  
1438.36  
453.98  
0.00  
    Unquoted
0.00  
0.00  
0.00  
0.00  
0.00  
Inventories
0.00  
0.00  
0.00  
0.00  
0.00  
    Raw Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Work-in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
    Finished Goods
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Stores  and Spare
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Inventory
0.00  
0.00  
0.00  
0.00  
0.00  
Sundry Debtors
0.00  
0.00  
0.00  
0.00  
0.00  
    Debtors more than Six months
0.00  
0.00  
0.00  
0.00  
0.00  
    Debtors Others
0.00  
0.00  
0.00  
0.00  
0.00  
Cash and Bank
1271.73  
1343.36  
1222.01  
1436.43  
1761.39  
    Cash in hand
37.10  
45.06  
2.75  
12.43  
7.58  
    Balances at Bank
1234.63  
1298.30  
1219.26  
1424.00  
1753.81  
    Other cash and bank balances
0.00  
0.00  
0.00  
0.00  
0.00  
Other Current Assets
337.87  
183.54  
179.95  
165.81  
86.08  
    Interest accrued on Investments
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued on Debentures
0.00  
0.00  
0.00  
0.00  
0.00  
    Deposits with Government
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued and or due on loans
0.00  
0.00  
0.00  
0.00  
78.67  
    Prepaid Expenses
0.00  
0.00  
0.00  
13.14  
7.41  
    Other current_assets
337.87  
183.54  
179.95  
152.67  
0.00  
Short Term Loans and Advances
207.41  
372.78  
0.00  
258.33  
214.05  
    Advances recoverable in cash or in kind
0.00  
0.00  
0.00  
8.27  
17.40  
    Advance income tax and TDS
207.41  
372.78  
0.00  
237.92  
184.19  
    Amounts due from directors
0.00  
0.00  
0.00  
0.00  
0.00  
    Due From Subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter corporate deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Loans & Advances
0.00  
0.00  
0.00  
12.14  
12.46  
Total Current Assets
2892.35  
2791.98  
2840.32  
2314.55  
2061.52  
Net Current Assets (Including Current Investments)
-10570.32  
-8325.32  
-7379.65  
1689.87  
1465.91  
Miscellaneous Expenses not written off
0.00  
0.00  
0.00  
0.00  
0.00  
Total Assets
32826.05  
28979.39  
30034.66  
22533.36  
17965.21  
Contingent Liabilities
0.00  
4.00  
4.24  
0.25  
0.35  
Total Debt
23641.13  
20445.77  
21841.01  
16312.26  
12920.69  
Book Value
48.54  
43.24  
41.03  
32.02  
26.66  
Adjusted Book Value
48.54  
43.24  
41.03  
32.02  
26.66  
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