TAMILNAD MERCANTILE BANK LTD.

NSE : TMBBSE : 543596ISIN CODE : INE668A01016Industry : Bank - Private MCap (Rs. in Mn) : 127140.38 Face Value (Rs.) : 10 House : MNC
BSECurrent Price (Rs.) 802.90Change (Rs.)3.3 (+0.41 %)
PREV CLOSE (Rs.) 799.60
OPEN PRICE (Rs.) 791.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 5914
TODAY'S LOW / HIGH (Rs.)788.00 808.70
52 WK LOW / HIGH (Rs.)418.65 848
NSECurrent Price (Rs.) 804.50Change (Rs.)5.1 (+0.64 %)
PREV CLOSE( Rs. ) 799.40
OPEN PRICE (Rs.) 799.00
BID PRICE (QTY) 804.50 (246)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 100157
TODAY'S LOW / HIGH(Rs.) 788.00 808.95
52 WK LOW / HIGH (Rs.)411.8 847

Financial Ratios

Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
 
 
 
 
 
   Earnings Per Share (Rs)
84.47  
74.68  
67.70  
65.00  
57.67  
   DPS(Rs)
12.50  
11.00  
10.00  
10.00  
10.00  
   Book NAV/Share(Rs)
638.46  
568.90  
500.23  
437.53  
374.41  
Margin Ratios
 
 
 
 
 
   Yield on Advances
10.95  
12.03  
12.20  
10.94  
11.45  
   Yield on Investments
 
 
 
 
 
   Cost of Liabilities
5.27  
5.52  
5.31  
4.11  
4.49  
   NIM
3.46  
3.62  
3.67  
3.81  
3.59  
   Interest Spread
5.68  
6.51  
6.89  
6.83  
6.95  
Performance Ratios
 
 
 
 
 
   ROA(%)
1.89  
1.85  
1.79  
1.86  
1.64  
   ROE(%)
13.99  
13.97  
14.44  
16.78  
16.58  
   ROCE(%)
18.27  
17.81  
17.29  
22.15  
22.82  
Efficiency Ratios
 
 
 
 
 
   Cost Income Ratio
45.50  
44.60  
47.00  
42.24  
42.29  
   Core Cost Income Ratio
46.34  
45.07  
46.95  
41.01  
43.23  
   Operating Costs to Assets
2.06  
2.12  
2.13  
1.99  
2.10  
Capitalisation Ratios
 
 
 
 
 
   Tier 1 ratio
 
 
 
 
 
   Tier 2 ratio
NA  
NA  
NA  
NA  
NA  
   CAR
NA  
NA  
NA  
NA  
NA  
Valuation Parameters
 
 
 
 
 
   PER(x)
6.87  
5.50  
7.17  
6.28  
0.00  
   PCE(x)
6.43  
5.13  
6.70  
5.97  
0.00  
   Price/Book(x)
0.91  
0.72  
0.97  
0.93  
0.00  
   Yield(%)
2.15  
2.68  
2.06  
2.45  
NA  
   EV/Net Sales(x)
1.70  
1.32  
1.85  
1.71  
0.04  
   EV/Core EBITDA(x)
5.33  
4.01  
6.07  
4.45  
0.09  
   EV/EBIT(x)
1.94  
1.53  
2.20  
2.07  
0.05  
   EV/CE(x)
0.91  
0.74  
0.97  
0.94  
0.03  
   M Cap / Sales
1.58  
1.23  
1.59  
1.58  
0.00  
Growth Ratio
 
 
 
 
 
   Core Operating Income Growth
9.84  
6.98  
2.71  
15.36  
18.06  
   Operating Profit Growth
 
 
 
 
 
   Net Profit Growth
13.10  
10.31  
4.16  
25.23  
36.23  
   BVPS Growth
12.23  
13.73  
14.33  
16.86  
16.50  
   Advances Growth
20.78  
10.70  
6.55  
11.34  
7.80  
   EPS Growth(%)
13.10  
10.31  
4.16  
12.70  
36.23  
Liquidity Ratios
 
 
 
 
 
   Loans/Deposits(x)
 
 
 
 
 
   Cash / Deposits(x)
0.04  
0.05  
0.05  
0.04  
0.05  
   Investment / Deposits(x)
0.25  
0.28  
0.31  
0.30  
0.29  
   IncLoan / Deposits(x)
1.13  
0.93  
2.63  
1.10  
0.00  
   Credit/Deposits(%)
 
 
 
 
 
   Total Debt/Mcap(x)
NA  
NA  
NA  
NA  
NA  
   Net NPAs (funded) to Net Advances (%)
0.18  
0.36  
0.85  
0.62  
1.98