UJJIVAN SMALL FINANCE BANK LTD.

NSE : UJJIVANSFBBSE : 542904ISIN CODE : INE551W01018Industry : Bank - Private MCap (Rs. in Mn) : 134164.88 Face Value (Rs.) : 10 House : Ujjivan
BSECurrent Price (Rs.) 69.00Change (Rs.)3.94 (+6.06 %)
PREV CLOSE (Rs.) 65.06
OPEN PRICE (Rs.) 65.00
BID PRICE (QTY) 68.91 (580)
OFFER PRICE (QTY) 69.00 (207)
VOLUME 6985787
TODAY'S LOW / HIGH (Rs.)61.68 72.20
52 WK LOW / HIGH (Rs.)41.4 68
NSECurrent Price (Rs.) 68.78Change (Rs.)3.73 (+5.73 %)
PREV CLOSE( Rs. ) 65.05
OPEN PRICE (Rs.) 65.05
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 68.78 (24253)
VOLUME 150098620
TODAY'S LOW / HIGH(Rs.) 61.75 72.24
52 WK LOW / HIGH (Rs.)41.32 68

Financial Ratios

Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
 
 
 
 
 
   Earnings Per Share (Rs)
3.57  
3.75  
24.70  
5.51  
-2.40  
   DPS(Rs)
0.00  
0.00  
1.50  
1.25  
0.00  
   Book NAV/Share(Rs)
34.57  
30.98  
79.59  
20.25  
14.81  
Margin Ratios
 
 
 
 
 
   Yield on Advances
17.43  
20.24  
21.12  
19.56  
17.25  
   Yield on Investments
 
 
 
 
 
   Cost of Liabilities
6.19  
6.72  
6.74  
5.21  
5.18  
   NIM
6.92  
7.86  
8.70  
8.36  
7.84  
   Interest Spread
11.24  
13.53  
14.38  
14.36  
12.07  
Performance Ratios
 
 
 
 
 
   ROA(%)
1.32  
1.65  
3.48  
3.86  
-1.88  
   ROE(%)
10.90  
14.35  
31.70  
33.75  
-14.98  
   ROCE(%)
11.51  
13.89  
26.50  
28.36  
-7.33  
Efficiency Ratios
 
 
 
 
 
   Cost Income Ratio
65.65  
62.31  
54.31  
54.82  
70.14  
   Core Cost Income Ratio
66.82  
62.42  
54.63  
54.85  
70.73  
   Operating Costs to Assets
5.68  
5.86  
5.64  
5.41  
6.34  
Capitalisation Ratios
 
 
 
 
 
   Tier 1 ratio
 
 
 
 
 
   Tier 2 ratio
NA  
NA  
NA  
NA  
NA  
   CAR
NA  
NA  
NA  
NA  
NA  
Valuation Parameters
 
 
 
 
 
   PER(x)
14.17  
9.17  
1.79  
4.59  
0.00  
   PCE(x)
11.72  
7.73  
1.67  
4.16  
-7.66  
   Price/Book(x)
1.46  
1.11  
0.56  
1.25  
1.00  
   Yield(%)
0.00  
0.00  
3.39  
4.94  
0.00  
   EV/Net Sales(x)
1.96  
1.50  
0.79  
1.87  
1.61  
   EV/Core EBITDA(x)
7.92  
5.62  
2.33  
5.24  
7.10  
   EV/EBIT(x)
3.41  
2.60  
1.13  
2.65  
9.25  
   EV/CE(x)
1.28  
1.06  
0.57  
1.14  
0.19  
   M Cap / Sales
1.42  
1.05  
0.40  
1.19  
0.91  
Growth Ratio
 
 
 
 
 
   Core Operating Income Growth
6.46  
6.65  
26.37  
52.12  
2.61  
   Operating Profit Growth
 
 
 
 
 
   Net Profit Growth
-4.61  
-43.34  
16.51  
365.30  
-5096.93  
   BVPS Growth
11.59  
-61.08  
293.07  
36.68  
-13.94  
   Advances Growth
26.67  
16.77  
26.27  
30.59  
12.48  
   EPS Growth(%)
-4.99  
-84.81  
347.99  
329.89  
-5096.90  
Liquidity Ratios
 
 
 
 
 
   Loans/Deposits(x)
 
 
 
 
 
   Cash / Deposits(x)
0.07  
0.08  
0.08  
0.09  
0.09  
   Investment / Deposits(x)
0.28  
0.31  
0.31  
0.33  
0.23  
   IncLoan / Deposits(x)
8.18  
7.56  
6.90  
10.34  
9.64  
   Credit/Deposits(%)
 
 
 
 
 
   Total Debt/Mcap(x)
NA  
NA  
NA  
NA  
NA  
   Net NPAs (funded) to Net Advances (%)
0.43  
0.49  
0.28  
0.04  
0.61