ESAF SMALL FINANCE BANK LTD.

NSE : ESAFSFBBSE : 544020ISIN CODE : INE818W01011Industry : Bank - Private MCap (Rs. in Mn) : 19980.22 Face Value (Rs.) : 10 House : Private
BSECurrent Price (Rs.) 38.72Change (Rs.)3.12 (+8.76 %)
PREV CLOSE (Rs.) 35.60
OPEN PRICE (Rs.) 35.55
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 700032
TODAY'S LOW / HIGH (Rs.)35.20 38.90
52 WK LOW / HIGH (Rs.)19.74 38.9
NSECurrent Price (Rs.) 38.69Change (Rs.)3.14 (+8.83 %)
PREV CLOSE( Rs. ) 35.55
OPEN PRICE (Rs.) 35.77
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 38.69 (25593)
VOLUME 11588732
TODAY'S LOW / HIGH(Rs.) 35.12 39.00
52 WK LOW / HIGH (Rs.)19.78 39

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
I. INCOME
  
  
  
  
  
Interest Earned
3537.18
3857.53
3818.53
2853.60
1939.90
     Interest / Discount on advances / Bills
3117.04
3405.81
3461.43
2531.98
1726.70
     Interest on balances with RBI and other Inter-bank funds
9.54
49.68
4.16
9.57
24.90
     Income on investments
410.60
402.04
352.95
312.04
188.30
     Others
Other Income
811.05
471.77
441.72
287.97
207.60
     Commission,exchange and brokerage
446.39
229.21
291.50
199.48
150.70
     Profit / (loss)on sale of investments(net)
82.76
79.16
20.65
15.64
43.50
     Profit on sale of Fixed Assets
-0.86
0.09
0.09
-0.34
0.00
     Foreign Exchange Gains
1.86
1.61
1.03
1.11
0.90
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
280.90
161.69
128.45
72.08
12.40
Total Income
4348.23
4329.30
4260.25
3141.57
2147.50
II. EXPENDITURE
Interest Expended
1837.44
1810.68
1448.73
1017.32
792.80
     Intereston Deposits
1671.57
1612.54
1239.81
837.72
678.80
     Interest on RBI / inter-bank borrowings
8.30
10.31
29.00
33.01
20.40
     Other Interest
157.57
187.82
179.93
146.59
93.50
Operating Expenses
1798.82
1961.51
1648.83
1230.54
862.90
     Payments to and provisions for employees
692.02
664.48
362.97
278.00
232.10
     Rent,Taxes and lighting
127.27
116.61
84.32
74.80
60.00
     Depreciation on Banks property
65.48
59.25
50.99
41.79
32.80
     Depreciation on leased assets
     Auditor's fees and expenses
0.99
0.88
0.80
1.42
0.70
     Law charges
2.21
1.90
1.50
1.04
0.40
     Communication Expenses
33.13
32.94
19.50
18.95
10.90
     Repairs and Maintenance
11.04
9.88
7.99
4.70
1.80
     Insurance
27.83
28.87
19.95
15.09
12.70
     Other expenses
838.85
1046.69
1100.81
794.75
511.30
Provisions and Contingencies
940.38
1250.08
592.27
487.67
418.00
     Provision for investments
     Provision for advances
935.11
1247.61
599.68
482.70
414.50
     Others Provisions
5.27
2.47
-7.41
4.97
3.50
Profit Before Tax
-228.40
-692.97
570.42
406.04
73.90
Taxes
-62.00
-171.58
144.85
103.71
19.10
     Current Income Tax
-4.02
153.00
77.12
48.50
     Deferred Tax
-57.98
-171.58
-8.15
26.59
-29.40
     Other taxes
0.00
171.58
0.00
0.00
0.00
Profit After Tax
-166.40
-521.39
425.57
302.33
54.70
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
-166.40
-521.39
425.57
302.33
54.70
Adjustments to PAT
IV. APPROPRIATIONS
124.78
335.89
967.59
623.83
361.00
     Transfer to Statutory Reserve
106.39
75.58
13.70
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend
     Corporate dividend tax
     Other appropriations
124.78
335.89
861.20
548.25
347.30
Equity Dividend %
7.00
Earnings Per Share
-3.00
-10.00
8.00
7.00
1.00
Adjusted EPS
-3.00
-10.00
8.00
7.00
1.00