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COMPANY PROFILE

UTKARSH SMALL FINANCE BANK LTD.

NSE : UTKARSHBNKBSE : 543942ISIN CODE : INE735W01017Industry : Bank - Private MCap (Rs. in Mn) : 22333.02 Face Value (Rs.) : 10 House : Private
BSECurrent Price (Rs.) 12.55Change (Rs.)-0.49 (-3.76 %)
PREV CLOSE (Rs.) 13.04
OPEN PRICE (Rs.) 13.09
BID PRICE (QTY) 12.53 (4608)
OFFER PRICE (QTY) 12.56 (2885)
VOLUME 292803
TODAY'S LOW / HIGH (Rs.)12.54 13.12
52 WK LOW / HIGH (Rs.)10.15 22.02
NSECurrent Price (Rs.) 12.55Change (Rs.)-0.5 (-3.83 %)
PREV CLOSE( Rs. ) 13.05
OPEN PRICE (Rs.) 13.18
BID PRICE (QTY) 12.55 (2457)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 6661123
TODAY'S LOW / HIGH(Rs.) 12.46 13.18
52 WK LOW / HIGH (Rs.)10.12 22.03
GO

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
I. INCOME
  
  
  
  
  
Interest Earned
3378.78
3764.93
3178.41
2504.98
1848.80
     Interest / Discount on advances / Bills
2845.75
3336.96
2880.06
2278.12
1646.10
     Interest on balances with RBI and other Inter-bank funds
131.34
149.94
89.00
76.29
47.70
     Income on investments
401.68
278.01
209.33
150.54
154.90
     Others
0.01
0.01
0.02
0.03
0.00
Other Income
430.97
599.83
400.34
299.31
184.80
     Commission,exchange and brokerage
118.72
281.23
110.66
85.30
56.90
     Profit / (loss)on sale of investments(net)
41.49
11.89
-1.49
-2.80
     Profit on sale of Fixed Assets
-0.19
0.24
-0.06
0.04
     Foreign Exchange Gains
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
270.95
306.48
289.74
215.45
130.80
Total Income
3809.75
4364.76
3578.75
2804.29
2033.60
II. EXPENDITURE
Interest Expended
1902.04
1742.06
1292.61
975.95
788.00
     Intereston Deposits
1707.31
1565.09
1120.87
784.36
575.70
     Interest on RBI / inter-bank borrowings
2.74
4.54
6.33
10.64
6.70
     Other Interest
191.99
172.43
165.41
180.95
205.60
Operating Expenses
1851.36
1615.77
1288.88
990.01
733.70
     Payments to and provisions for employees
947.96
845.60
736.95
570.06
429.80
     Rent,Taxes and lighting
91.80
82.10
68.29
58.08
46.40
     Depreciation on Banks property
77.33
76.57
65.27
58.66
40.90
     Depreciation on leased assets
     Auditor's fees and expenses
1.59
2.49
2.21
1.95
1.60
     Law charges
38.02
29.79
28.54
18.03
12.60
     Communication Expenses
37.57
36.02
30.92
23.55
19.80
     Repairs and Maintenance
28.79
26.45
23.43
19.71
12.70
     Insurance
65.93
20.38
14.84
11.64
7.80
     Other expenses
562.36
496.36
318.43
228.35
162.10
Provisions and Contingencies
1562.97
979.28
337.88
302.51
432.20
     Provision for investments
     Provision for advances
476.95
694.91
-8.79
-98.56
     Others Provisions
1086.02
284.37
346.67
401.07
432.20
Profit Before Tax
-1506.62
27.65
659.39
535.81
79.70
Taxes
-355.64
3.95
161.76
131.31
18.30
     Current Income Tax
0.18
16.19
179.77
125.74
52.90
     Deferred Tax
-355.82
-12.24
-18.01
5.57
-34.70
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
-1150.98
23.70
497.63
404.50
61.50
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
-1150.98
23.70
497.63
404.50
61.50
Adjustments to PAT
IV. APPROPRIATIONS
-271.74
960.40
1067.04
658.23
268.70
     Transfer to Statutory Reserve
5.93
124.41
101.13
15.40
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend
     Corporate dividend tax
     Other appropriations
-271.74
954.47
942.64
557.10
253.30
Equity Dividend %
5.00
Earnings Per Share
-6.00
0.00
5.00
5.00
1.00
Adjusted EPS
-6.00
0.00
4.00
4.00
1.00
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