GIC HOUSING FINANCE LTD.

NSE : GICHSGFINBSE : 511676ISIN CODE : INE289B01019Industry : Finance - Housing MCap (Rs. in Mn) : 7391.06 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 137.25Change (Rs.)1.25 (+0.92 %)
PREV CLOSE (Rs.) 136.00
OPEN PRICE (Rs.) 135.95
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 5712
TODAY'S LOW / HIGH (Rs.)135.00 138.50
52 WK LOW / HIGH (Rs.)130.15 183.9
NSECurrent Price (Rs.) 136.84Change (Rs.)0.72 (+0.53 %)
PREV CLOSE( Rs. ) 136.12
OPEN PRICE (Rs.) 136.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 136.84 (20)
VOLUME 110463
TODAY'S LOW / HIGH(Rs.) 134.72 138.70
52 WK LOW / HIGH (Rs.)130.05 184

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
EQUITY AND LIABILITIES
  
  
  
  
  
Share Capital
53.88  
53.88  
53.88  
53.88  
53.88  
    Equity - Authorised
150.00  
150.00  
150.00  
150.00  
150.00  
     Equity - Issued
53.85  
53.85  
53.85  
53.85  
53.85  
    Equity Paid Up
53.85  
53.85  
53.85  
53.85  
53.85  
    Equity Shares Forfeited
0.03  
0.03  
0.03  
0.03  
0.03  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
0.00  
Total Reserves
2052.52  
1910.96  
1774.95  
1645.42  
1456.88  
    Securities Premium
116.99  
116.99  
116.99  
116.99  
116.99  
    Capital Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
    Profit & Loss Account Balance
27.46  
27.87  
26.68  
26.06  
24.34  
    General Reserves
1175.73  
1075.73  
975.73  
882.23  
737.93  
    Other Reserves
732.34  
690.37  
655.55  
620.14  
577.62  
Reserve excluding Revaluation Reserve
2052.52  
1910.96  
1774.95  
1645.42  
1456.88  
Revaluation reserve
0.00  
0.00  
0.00  
0.00  
0.00  
Shareholder's Funds
2106.40  
1964.84  
1828.83  
1699.30  
1510.76  
Minority Interest
0.00  
0.00  
0.00  
0.00  
0.00  
Long-Term Borrowings
0.00  
0.00  
0.00  
0.00  
0.00  
Secured Loans
5587.54  
5627.09  
5543.15  
8304.59  
9754.08  
    Non Convertible Debentures
524.35  
599.33  
0.00  
777.51  
947.15  
    Converible Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Credit - Bank
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate & Security Deposit
0.00  
0.00  
0.00  
0.00  
0.00  
    Term Loans - Banks
0.00  
0.00  
0.00  
6545.13  
7481.93  
    Term Loans - Institutions
0.00  
0.00  
0.00  
981.95  
1325.00  
    Other Secured
5063.19  
5027.76  
5543.15  
0.00  
0.00  
Unsecured Loans
0.00  
0.00  
0.00  
490.00  
50.00  
    Fixed Deposits - Public
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans and advances from subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter Corporate Deposits (Unsecured)
0.00  
0.00  
0.00  
0.00  
0.00  
    Foreign Currency Convertible Notes
0.00  
0.00  
0.00  
0.00  
0.00  
    Long Term Loan in Foreign Currency
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Banks
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Govt.
0.00  
0.00  
0.00  
0.00  
0.00  
    Loans - Others
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Unsecured Loan
0.00  
0.00  
0.00  
490.00  
50.00  
Deferred Tax Assets / Liabilities
-104.26  
-72.50  
-74.14  
-85.20  
-127.14  
    Deferred Tax Assets
121.05  
76.51  
80.93  
91.90  
130.70  
    Deferred Tax Liability
16.79  
4.01  
6.79  
6.70  
3.56  
Other Long Term Liabilities
62.53  
16.79  
14.15  
0.00  
0.00  
Long Term Trade Payables
0.00  
0.00  
0.00  
0.00  
0.00  
Long Term Provisions
16.24  
14.66  
11.69  
16.50  
12.17  
Total Non-Current Liabilities
5562.05  
5586.04  
5494.85  
8725.89  
9689.11  
Current Liabilities
  
  
  
  
  
Trade Payables
16.28  
11.33  
10.61  
8.02  
12.81  
    Sundry Creditors
16.28  
11.33  
10.61  
8.02  
12.81  
    Acceptances
0.00  
0.00  
0.00  
0.00  
0.00  
    Due to Subsidiaries- Trade Payables
0.00  
0.00  
0.00  
0.00  
0.00  
Other Current Liabilities
37.89  
30.22  
31.29  
53.63  
45.82  
    Bank Overdraft / Short term credit
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances received from customers
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued But Not Due
0.00  
0.00  
0.00  
0.00  
0.00  
    Share Application Money
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity of Debentures & Bonds
0.00  
0.00  
0.00  
0.00  
0.00  
    Current maturity - Others
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities
37.89  
30.22  
31.29  
53.63  
45.82  
Short Term Borrowings
3462.94  
3100.22  
3020.14  
348.13  
543.40  
    Secured ST Loans repayable on Demands
2901.93  
2362.78  
2623.68  
0.00  
0.00  
    Working Capital Loans- Sec
0.00  
0.00  
0.00  
0.00  
0.00  
    Buyers Credits - Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Commercial Borrowings- Unsec
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Unsecured Loans
561.01  
737.44  
396.46  
348.13  
543.40  
Short Term Provisions
9.16  
10.23  
10.70  
0.00  
0.00  
    Proposed Equity Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Corporate Dividend Tax
0.00  
0.00  
0.00  
0.00  
0.00  
    Provision for Tax
0.74  
3.15  
1.67  
0.00  
0.00  
    Provision for post retirement benefits
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Provisions
8.42  
7.08  
9.03  
0.00  
0.00  
Total Current Liabilities
3526.27  
3152.00  
3072.74  
409.78  
602.03  
Total Liabilities
11194.72  
10702.88  
10396.42  
10834.97  
11801.90  
ASSETS
  
  
  
  
  
Loans (Non - Current Assets)
10828.15  
10212.31  
9985.36  
10321.04  
11198.18  
Gross Block
95.49  
57.40  
85.97  
79.98  
39.87  
Less: Accumulated Depreciation
26.15  
30.65  
42.34  
27.76  
19.31  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
69.34  
26.75  
43.63  
52.22  
20.56  
Lease Adjustment A/c
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
Non Current Investments
68.41  
55.33  
85.01  
74.30  
14.41  
Long Term Investment
68.41  
55.33  
85.01  
74.30  
14.41  
    Quoted
30.62  
29.99  
60.35  
59.82  
0.00  
    Unquoted
37.79  
25.34  
24.66  
14.48  
14.41  
Long Term Loans & Advances
2.64  
11.58  
39.97  
43.73  
11.29  
Other Non Current Assets
18.07  
8.54  
6.95  
0.85  
0.82  
Total Non-Current Assets
11002.24  
10325.87  
10170.97  
10500.96  
11274.40  
Current Assets Loans & Advances
  
  
  
  
  
Currents Investments
141.66  
198.71  
83.44  
155.02  
0.00  
    Quoted
141.66  
198.71  
83.44  
155.02  
0.00  
    Unquoted
0.00  
0.00  
0.00  
0.00  
0.00  
Inventories
0.00  
0.00  
0.00  
0.00  
0.00  
    Raw Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Work-in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
    Finished Goods
0.00  
0.00  
0.00  
0.00  
0.00  
    Packing Materials
0.00  
0.00  
0.00  
0.00  
0.00  
    Stores  and Spare
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Inventory
0.00  
0.00  
0.00  
0.00  
0.00  
Sundry Debtors
0.54  
0.23  
0.38  
0.26  
0.22  
    Debtors more than Six months
0.00  
0.00  
0.00  
0.00  
0.02  
    Debtors Others
0.56  
0.24  
0.38  
0.26  
0.20  
Cash and Bank
45.18  
58.82  
40.65  
89.61  
481.80  
    Cash in hand
0.00  
0.01  
0.01  
0.45  
0.89  
    Balances at Bank
36.76  
53.09  
35.84  
79.16  
471.26  
    Other cash and bank balances
8.42  
5.72  
4.80  
10.00  
9.65  
Other Current Assets
5.10  
119.25  
1.17  
5.23  
5.23  
    Interest accrued on Investments
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued on Debentures
0.00  
0.00  
0.00  
0.00  
0.00  
    Deposits with Government
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest accrued and or due on loans
0.00  
0.00  
0.00  
0.00  
0.00  
    Prepaid Expenses
0.00  
0.00  
0.00  
5.23  
5.23  
    Other current_assets
5.10  
119.25  
1.17  
0.00  
0.00  
Short Term Loans and Advances
0.00  
0.00  
0.00  
7.59  
7.59  
    Advances recoverable in cash or in kind
0.00  
0.00  
0.00  
0.39  
0.47  
    Advance income tax and TDS
0.00  
0.00  
0.00  
0.00  
0.00  
    Amounts due from directors
0.00  
0.00  
0.00  
0.00  
0.00  
    Due From Subsidiaries
0.00  
0.00  
0.00  
0.00  
0.00  
    Inter corporate deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Loans & Advances
0.00  
0.00  
0.00  
7.20  
7.12  
Total Current Assets
192.48  
377.01  
125.64  
257.71  
494.84  
Net Current Assets (Including Current Investments)
-3333.79  
-2774.99  
-2947.10  
-152.07  
-107.19  
Miscellaneous Expenses not written off
0.00  
0.00  
0.00  
0.00  
0.00  
Total Assets
11194.72  
10702.88  
10396.42  
10834.97  
11801.90  
Contingent Liabilities
4.12  
4.45  
4.12  
4.12  
4.95  
Total Debt
9050.48  
8727.31  
8563.29  
9142.72  
10347.48  
Book Value
39.12  
36.49  
33.96  
31.56  
28.05  
Adjusted Book Value
39.12  
36.49  
33.96  
31.56  
28.05