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GIC HOUSING FINANCE LTD.

NSE : GICHSGFINBSE : 511676ISIN CODE : INE289B01019Industry : Finance - Housing MCap (Rs. in Mn) : 7391.06 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 137.25Change (Rs.)1.25 (+0.92 %)
PREV CLOSE (Rs.) 136.00
OPEN PRICE (Rs.) 135.95
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 5712
TODAY'S LOW / HIGH (Rs.)135.00 138.50
52 WK LOW / HIGH (Rs.)130.15 183.9
NSECurrent Price (Rs.) 136.84Change (Rs.)0.72 (+0.53 %)
PREV CLOSE( Rs. ) 136.12
OPEN PRICE (Rs.) 136.00
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 136.84 (20)
VOLUME 110463
TODAY'S LOW / HIGH(Rs.) 134.72 138.70
52 WK LOW / HIGH (Rs.)130.05 184
GO

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
INCOME :
  
  
  
  
  
Operating Income
1082.23
1078.91
1057.16
1114.90
1149.78
     Sale of Shares / Units
     Interest income
1063.25
1049.26
1042.72
1098.63
1135.32
     Portfolio management services
     Dividend income
0.15
0.15
0.13
0.13
0.13
     Brokerages & commissions
2.33
2.12
1.82
1.46
1.03
     Processing fees and other charges
3.11
3.37
3.34
3.83
4.25
     Other Operating Income
13.39
24.01
9.15
10.85
9.05
Operating Income (Net)
1082.23
1078.91
1057.16
1114.90
1149.78
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
90.35
74.26
64.00
59.93
48.20
     Salaries, Wages & Bonus
68.81
54.87
48.65
44.14
34.76
     Contributions to EPF & Pension Funds
7.50
7.24
5.11
5.15
4.23
     Workmen and Staff Welfare Expenses
8.33
6.77
5.38
4.67
5.92
     Other Employees Cost
5.71
5.38
4.86
5.97
3.29
Operating & Establishment Expenses
21.81
19.84
15.80
13.84
11.46
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
4.92
4.21
0.46
     Commission, Brokerage & Discounts
     Rent , Rates & Taxes
2.86
2.58
1.60
0.78
0.52
     Repairs and Maintenance
11.04
9.55
9.20
7.90
7.00
     Insurance
2.15
2.63
3.73
4.35
3.31
     Electricity & Power
0.84
0.87
0.81
0.81
0.63
     Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
35.44
31.95
35.29
29.21
22.60
     Printing and stationery
1.03
0.87
0.52
0.42
0.35
     Professional and legal fees
29.19
26.10
30.03
24.25
17.84
     Advertisement & Sales Promotion
2.15
2.14
1.92
1.22
1.68
     Other General Expenses
3.07
2.84
2.82
3.32
2.73
Provisions and Contingencies
78.53
24.85
24.75
168.06
133.54
     Provisions for contingencies
     Provisions against NPAs
67.19
     Bad debts /advances written off
63.75
5.54
16.76
162.28
50.98
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
     Losson sale of non-trade current investments
1.31
0.31
0.15
0.15
0.58
     Other Miscellaneous Expenses
13.47
19.00
7.84
5.63
14.79
Less: Expenses Capitalised
Total Expenditure
226.13
150.90
139.84
271.04
215.80
Operating Profit (Excl OI)
856.10
928.01
917.32
843.86
933.98
Other Income
1.35
10.03
12.54
158.86
6.62
     Other Interest Income
0.07
0.06
0.04
0.02
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
7.68
6.37
4.23
1.66
     Income from investments
0.24
0.24
2.71
7.86
1.88
     Provision Written Back
0.99
0.57
3.40
146.75
3.08
     Others
0.05
1.48
0.02
0.00
0.00
Operating Profit
857.45
938.04
929.86
1002.72
940.60
Interest
687.26
703.27
710.68
702.93
701.55
     Loans
557.95
621.62
636.92
605.30
636.34
     Deposits
     Bonds / Debentures
126.04
79.66
71.81
95.66
63.26
     Other Interest
3.27
1.99
1.95
1.97
1.95
Depreciation
10.98
15.01
15.02
9.94
8.71
Profit Before Taxation & Exceptional Items
159.21
219.76
204.16
289.85
230.34
Exceptional Income / Expenses
-13.06
Profit Before Tax
159.21
206.70
204.16
289.85
230.34
Provision for Tax
4.39
46.28
52.81
76.60
56.83
     Current Income Tax
38.71
44.58
42.31
34.50
64.00
     Deferred Tax
-33.32
1.70
10.25
42.10
-7.17
     Other taxes
-1.00
0.00
0.25
0.00
0.00
Profit After Tax
154.82
160.42
151.35
213.25
173.51
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
154.82
160.42
151.35
213.25
173.51
Adjustments to PAT
Profit Balance B/F
27.87
26.68
26.06
24.34
22.42
Appropriations
182.69
187.10
177.41
237.59
195.93
     General Reserve
100.00
100.00
93.50
144.30
95.80
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
82.69
87.10
83.91
93.29
100.13
Equity Dividend %
45.00
45.00
45.00
45.00
45.00
Earnings Per Share
29.00
30.00
28.00
40.00
32.00
Adjusted EPS
29.00
30.00
28.00
40.00
32.00
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