INDIAN OVERSEAS BANK

NSE : IOBBSE : 532388ISIN CODE : INE565A01014Industry : Bank - Public MCap (Rs. in Mn) : 649332.21 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 33.72Change (Rs.)-0.11 (-0.33 %)
PREV CLOSE (Rs.) 33.83
OPEN PRICE (Rs.) 34.04
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 92954
TODAY'S LOW / HIGH (Rs.)33.70 34.04
52 WK LOW / HIGH (Rs.)31.18 41.73
NSECurrent Price (Rs.) 33.73Change (Rs.)-0.11 (-0.33 %)
PREV CLOSE( Rs. ) 33.84
OPEN PRICE (Rs.) 34.00
BID PRICE (QTY) 33.73 (1202)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1557352
TODAY'S LOW / HIGH(Rs.) 33.67 34.10
52 WK LOW / HIGH (Rs.)31.2 41.8

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
SOURCES OF FUNDS:
  
  
  
  
  
Share Capital
19256.59  
19256.59  
18902.41  
18902.41  
18902.41  
    Equity - Authorised
25000.00  
25000.00  
25000.00  
25000.00  
25000.00  
    Equity - Issued
19256.59  
19256.59  
18902.41  
18902.41  
18902.41  
    Equity Paid Up
19256.59  
19256.59  
18902.41  
18902.41  
18902.41  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
0.00  
Total Reserves
17734.08  
12976.76  
8659.04  
5973.63  
3695.34  
    Securities Premium
9636.50  
9636.50  
8557.90  
8557.90  
8557.90  
    Capital Reserves
2434.29  
2366.73  
2323.00  
2310.67  
2287.07  
    Profit & Loss Account Balances
-8733.34  
-12537.85  
-14473.93  
-16454.45  
-18003.04  
    General Reserves
-1315.57  
-1315.57  
0.00  
0.00  
0.00  
    Other Reserves
15712.20  
14826.95  
12252.07  
11559.51  
10853.41  
Reserve excluding Revaluation Reserve
14300.19  
9603.79  
5936.40  
3220.47  
945.78  
Revaluation Reserves
3433.89  
3372.97  
2722.63  
2753.15  
2749.56  
Deposits
368191.25  
311204.18  
286121.48  
260973.59  
262213.76  
    Demand Deposits
26370.82  
27391.97  
22935.47  
16683.57  
17389.78  
    Savings Deposit
124564.77  
108034.82  
102589.41  
97442.80  
96501.20  
    Term Deposits / Fixed Deposits
217255.66  
175777.38  
160596.60  
146847.22  
148322.79  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
51602.57  
42227.66  
30387.17  
20803.77  
3070.64  
    Borrowings From Reserve Bank of India
0.00  
1946.00  
7000.00  
0.00  
0.00  
    Borrowings From Other Banks
2560.55  
3366.95  
2118.68  
0.00  
0.00  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
28086.77  
20599.66  
12121.97  
15428.82  
184.00  
    Borrowings in the form of Bonds / Debentures
3165.00  
2165.00  
2165.00  
2465.00  
2265.00  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
17790.26  
14150.05  
6981.52  
2909.95  
621.64  
Other Liabilities & Provisions
16010.70  
9044.81  
7799.23  
6784.66  
11147.82  
    Bills Payable
1397.62  
628.52  
811.73  
818.79  
700.77  
    Inter-office adjustment Liabilities
0.00  
0.00  
0.00  
0.00  
3555.94  
    Interest Accrued
1099.79  
1003.72  
402.50  
279.92  
41.44  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
13513.29  
7412.56  
6584.99  
5685.95  
6849.68  
Total Liabilities
472795.19  
394709.99  
351869.32  
313438.07  
299029.97  
APPLICATION OF FUNDS :
  
  
  
  
  
Cash and balance with Reserve Bank of India
16605.93  
18115.87  
16905.54  
17149.92  
22749.65  
    Cash with RBI
15168.94  
16880.72  
15641.61  
16025.11  
21595.61  
    Cash in hand & others
1436.99  
1235.15  
1263.93  
1124.81  
1154.04  
Balances with banks and money at call
8616.65  
3103.76  
1909.36  
3670.65  
14201.61  
Investments
119284.87  
110587.97  
99193.92  
93642.52  
97640.79  
Investments in India
115205.77  
106687.75  
95084.58  
89637.82  
93580.05  
    GOI/State Govt. Securities
109602.66  
101565.84  
91652.14  
86603.01  
88308.64  
    Equity Shares - Corporate
1161.19  
820.34  
210.60  
730.76  
960.45  
    Debentures & Bonds
3179.98  
3072.23  
2542.94  
2214.24  
3106.13  
    Subsidiaries and/or joint ventures/Associates
694.70  
615.65  
606.90  
0.00  
0.00  
    Units - MF/ Insurance/CP/PTC
567.24  
613.70  
71.01  
88.83  
1203.85  
    Other Investments
0.00  
0.00  
0.99  
0.99  
0.99  
Investments outside India
4079.10  
3900.22  
4109.33  
4004.70  
4060.74  
    Government securities
3931.15  
3699.99  
3867.02  
3744.16  
3660.82  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
147.95  
200.23  
242.31  
260.54  
399.92  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
306621.81  
245555.17  
213330.13  
178067.68  
144253.56  
    Bills Purchased & Discounted
9251.11  
10869.41  
8338.52  
4569.89  
2905.75  
    Cash Credit, Over Draft & Loans repayable
172782.25  
92080.18  
77156.79  
77364.66  
44605.24  
    Term Loans
124588.45  
142605.58  
127834.82  
96133.13  
96742.57  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
9218.39  
8680.59  
7545.88  
7289.06  
6707.53  
    Premises
5725.56  
5500.73  
4576.16  
4571.96  
4491.31  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
3492.84  
3179.86  
2969.72  
2717.10  
2216.23  
Less: Accumulated Depreciation
4211.21  
4100.01  
3820.17  
3578.41  
3341.61  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
5007.19  
4580.58  
3725.71  
3710.65  
3365.93  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
67.35  
74.24  
14.48  
0.09  
0.11  
Other Assets
16591.39  
12692.40  
16790.19  
17196.56  
16818.33  
    Inter-office adjustment Assets
1596.10  
174.68  
30.51  
735.13  
0.00  
    Interest Accrued Assets
6609.41  
5149.12  
4153.90  
3620.47  
3092.79  
    Tax paid in advance/TDS
1799.42  
2315.86  
5450.93  
4523.00  
4130.98  
    Stationery and stamps
3.66  
3.49  
2.52  
3.94  
3.44  
    Non-banking assets acquired
0.00  
0.00  
224.27  
210.02  
210.02  
    Deferred tax asset
0.00  
0.00  
0.00  
0.00  
0.00  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
6582.80  
5049.24  
6928.05  
8104.00  
9381.12  
Total Assets
472795.19  
394709.99  
351869.32  
313438.07  
299029.97  
Contingent Liabilities
153282.74  
159405.17  
195742.16  
196131.45  
97998.90  
    Claims not acknowledged as debts
8.96  
8.03  
9785.63  
10973.20  
7553.77  
    Outstanding forward exchange contracts
114841.40  
129706.60  
165998.92  
165634.95  
68771.75  
    Guarantees given in India
21776.12  
14713.15  
13137.87  
11746.40  
12704.85  
    Guarantees given Outside India
323.57  
179.63  
157.79  
371.76  
414.53  
    Acceptances, endorsements & other obligations
7097.38  
6074.75  
4557.28  
5530.29  
5818.66  
    Other Contingent liabilities
9235.30  
8723.00  
2104.68  
1874.85  
2735.33  
Bills for collection
18383.96  
17088.34  
19119.01  
19547.86  
17216.22  
Book Value
1.74  
1.50  
1.31  
1.17  
1.05  
Adjusted Book Value
1.74  
1.50  
1.31  
1.17  
1.05