INDIAN OVERSEAS BANK

NSE : IOBBSE : 532388ISIN CODE : INE565A01014Industry : Bank - Public MCap (Rs. in Mn) : 649332.21 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 33.72Change (Rs.)-0.11 (-0.33 %)
PREV CLOSE (Rs.) 33.83
OPEN PRICE (Rs.) 34.04
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 92954
TODAY'S LOW / HIGH (Rs.)33.70 34.04
52 WK LOW / HIGH (Rs.)31.18 41.73
NSECurrent Price (Rs.) 33.73Change (Rs.)-0.11 (-0.33 %)
PREV CLOSE( Rs. ) 33.84
OPEN PRICE (Rs.) 34.00
BID PRICE (QTY) 33.73 (1202)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 1557352
TODAY'S LOW / HIGH(Rs.) 33.67 34.10
52 WK LOW / HIGH (Rs.)31.2 41.8

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
I. INCOME
  
  
  
  
  
Interest Earned
31895.68
28143.64
24065.67
19406.97
16735.84
     Interest / Discount on advances / Bills
23935.34
20182.79
17576.71
13151.35
10665.88
     Interest on balances with RBI and other Inter-bank funds
295.33
183.31
237.65
405.31
234.52
     Income on investments
7518.35
7042.41
5951.70
5850.31
5675.82
     Others
146.65
735.12
299.61
159.62
Other Income
5846.90
5606.67
5665.30
4116.45
4905.33
     Commission,exchange and brokerage
1737.66
1502.43
1330.75
1221.00
1039.84
     Profit / (loss)on sale of investments(net)
423.05
524.33
272.94
249.58
933.66
     Profit on sale of Fixed Assets
2.02
1.80
2.21
1.58
1.20
     Foreign Exchange Gains
5.69
38.92
193.05
564.70
898.48
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
3678.48
3539.19
3866.34
2079.58
2032.15
Total Income
37742.58
33750.31
29730.97
23523.42
21641.17
II. EXPENDITURE
Interest Expended
19322.04
17244.48
14226.50
11146.29
10419.49
     Intereston Deposits
16576.70
15012.17
12614.69
10536.45
10220.35
     Interest on RBI / inter-bank borrowings
2745.34
2232.25
1611.88
609.80
199.12
     Other Interest
0.00
0.06
-0.06
0.03
0.01
Operating Expenses
8183.98
7756.27
8730.53
6429.81
5458.97
     Payments to and provisions for employees
4688.77
4669.17
6143.28
4102.37
3488.89
     Rent,Taxes and lighting
617.65
560.38
528.72
493.24
445.93
     Depreciation on Banks property
521.18
395.23
336.37
260.42
172.56
     Depreciation on leased assets
     Auditor's fees and expenses
50.74
41.58
30.39
31.48
39.11
     Law charges
31.56
29.98
31.30
24.71
24.26
     Communication Expenses
92.42
63.90
61.32
67.54
67.52
     Repairs and Maintenance
38.67
48.97
40.01
27.20
22.93
     Insurance
431.13
410.88
350.23
340.97
322.99
     Other expenses
1711.87
1536.19
1208.91
1081.88
874.78
Provisions and Contingencies
3758.10
4177.05
3351.36
3365.02
3983.92
     Provision for investments
0.09
-0.49
1.35
249.25
     Provision for advances
3559.49
4419.30
2594.27
2382.44
3592.85
     Others Provisions
198.52
-242.25
757.58
981.23
141.82
Profit Before Tax
6478.46
4572.51
3422.58
2582.30
1778.79
Taxes
1059.99
1177.01
756.92
478.31
69.52
     Current Income Tax
1059.99
1177.01
756.92
249.46
31.71
     Deferred Tax
228.85
37.81
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
5418.47
3395.50
2665.66
2103.99
1709.27
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
5418.47
3395.50
2665.66
2103.99
1709.27
Adjustments to PAT
IV. APPROPRIATIONS
-7119.39
-11078.43
-13788.79
-15906.25
-17115.27
     Transfer to Statutory Reserve
1302.01
833.68
663.91
524.70
493.21
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend
     Corporate dividend tax
     Other appropriations
-8421.40
-11912.11
-14452.69
-16430.95
-17608.48
Equity Dividend %
Earnings Per Share
3.00
2.00
1.00
1.00
1.00
Adjusted EPS
3.00
2.00
1.00
1.00
1.00