PUNJAB & SIND BANK

NSE : PSBBSE : 533295ISIN CODE : INE608A01012Industry : Bank - Public MCap (Rs. in Mn) : 167810.59 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 23.65Change (Rs.)-0.07 (-0.3 %)
PREV CLOSE (Rs.) 23.72
OPEN PRICE (Rs.) 23.80
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 41699
TODAY'S LOW / HIGH (Rs.)23.62 23.89
52 WK LOW / HIGH (Rs.)20.46 32.47
NSECurrent Price (Rs.) 23.67Change (Rs.)-0.06 (-0.25 %)
PREV CLOSE( Rs. ) 23.73
OPEN PRICE (Rs.) 23.69
BID PRICE (QTY) 23.67 (651)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 767005
TODAY'S LOW / HIGH(Rs.) 23.62 23.90
52 WK LOW / HIGH (Rs.)20.5 32.46

Balance Sheet

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
SOURCES OF FUNDS:
  
  
  
  
  
Share Capital
7095.59  
7095.59  
6777.79  
6777.79  
6777.79  
    Equity - Authorised
10000.00  
10000.00  
10000.00  
10000.00  
10000.00  
    Equity - Issued
7095.59  
7095.59  
6777.79  
6777.79  
6777.79  
    Equity Paid Up
7095.59  
7095.59  
6777.79  
6777.79  
6777.79  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
1.00  
1.00  
1.00  
1.00  
1.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
0.00  
Total Reserves
7036.83  
6259.17  
8755.64  
8330.72  
7232.80  
    Securities Premium
4019.26  
4018.63  
3131.98  
3131.98  
3131.98  
    Capital Reserves
833.64  
811.21  
775.15  
752.83  
745.92  
    Profit & Loss Account Balances
2801.82  
1907.78  
1394.56  
1356.37  
626.03  
    General Reserves
-4299.06  
-4193.26  
108.90  
108.90  
108.90  
    Other Reserves
3681.18  
3714.80  
3345.06  
2980.64  
2619.97  
Reserve excluding Revaluation Reserve
5976.30  
5195.71  
7689.25  
7418.50  
6312.90  
Revaluation Reserves
1060.53  
1063.46  
1066.39  
912.22  
919.90  
Deposits
145829.01  
129774.02  
119409.55  
109665.49  
102137.01  
    Demand Deposits
6577.10  
5471.69  
5176.06  
4974.93  
4153.58  
    Savings Deposit
38298.93  
35318.25  
33532.19  
31858.18  
30374.84  
    Term Deposits / Fixed Deposits
100952.99  
88984.08  
80701.30  
72832.38  
67608.59  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
16352.33  
14229.52  
9770.86  
9018.38  
2443.63  
    Borrowings From Reserve Bank of India
2400.00  
2350.00  
600.00  
0.00  
0.00  
    Borrowings From Other Banks
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
9715.03  
7642.22  
7933.56  
7781.08  
206.33  
    Borrowings in the form of Bonds / Debentures
4237.30  
4237.30  
1237.30  
1237.30  
2237.30  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
0.00  
0.00  
0.00  
0.00  
0.00  
Other Liabilities & Provisions
2956.56  
4456.87  
2942.69  
2662.14  
2476.31  
    Bills Payable
349.35  
275.80  
250.08  
330.37  
268.08  
    Inter-office adjustment Liabilities
0.00  
1440.13  
45.76  
133.26  
140.15  
    Interest Accrued
1093.98  
1166.87  
1031.71  
811.39  
687.66  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
1513.23  
1574.07  
1615.14  
1387.11  
1380.41  
Total Liabilities
179270.31  
161815.17  
147656.53  
136454.52  
121067.55  
APPLICATION OF FUNDS :
  
  
  
  
  
Cash and balance with Reserve Bank of India
6229.54  
8793.80  
7312.46  
6225.40  
6139.24  
    Cash with RBI
5957.56  
8567.25  
7050.19  
5901.88  
5859.34  
    Cash in hand & others
271.99  
226.56  
262.27  
323.52  
279.90  
Balances with banks and money at call
69.71  
26.26  
70.55  
71.32  
148.99  
Investments
49388.47  
46912.31  
49599.16  
44838.42  
42280.87  
Investments in India
49388.47  
46912.31  
49599.16  
44838.42  
42280.87  
    GOI/State Govt. Securities
34915.27  
33106.95  
32119.82  
28851.51  
27072.71  
    Equity Shares - Corporate
459.50  
387.96  
160.96  
155.14  
153.00  
    Debentures & Bonds
13201.34  
12414.51  
16334.15  
15423.60  
14700.42  
    Subsidiaries and/or joint ventures/Associates
0.00  
0.00  
0.00  
0.00  
0.00  
    Units - MF/ Insurance/CP/PTC
812.35  
1002.89  
984.23  
408.17  
354.75  
    Other Investments
0.00  
0.00  
0.00  
0.00  
0.00  
Investments outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Government securities
0.00  
0.00  
0.00  
0.00  
0.00  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
115911.74  
97299.90  
82736.38  
76819.43  
63626.56  
    Bills Purchased & Discounted
3437.38  
2202.14  
1036.30  
976.67  
614.12  
    Cash Credit, Over Draft & Loans repayable
33037.84  
35468.78  
27112.30  
24261.80  
21919.87  
    Term Loans
79436.53  
59628.99  
54587.77  
51580.95  
41092.58  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
3072.73  
2838.90  
2658.15  
2279.53  
2208.94  
    Premises
1582.41  
1572.99  
1506.31  
1348.93  
1348.97  
    Assets Given on Lease
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
1490.32  
1265.90  
1151.84  
930.60  
859.97  
Less: Accumulated Depreciation
1210.72  
1040.65  
902.37  
760.11  
631.50  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
1862.01  
1798.25  
1755.78  
1519.42  
1577.44  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
0.00  
0.00  
0.00  
0.00  
0.00  
Other Assets
5808.83  
6984.64  
6182.20  
6980.52  
7294.44  
    Inter-office adjustment Assets
6.50  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued Assets
904.59  
795.85  
799.79  
676.14  
621.81  
    Tax paid in advance/TDS
511.71  
489.30  
701.28  
541.51  
460.38  
    Stationery and stamps
4.38  
4.78  
5.15  
4.29  
4.71  
    Non-banking assets acquired
0.00  
0.00  
0.00  
0.00  
0.00  
    Deferred tax asset
1127.00  
1298.52  
1620.23  
1844.25  
2168.34  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
3254.64  
4396.20  
3055.75  
3914.34  
4039.21  
Total Assets
179270.31  
161815.17  
147656.53  
136454.52  
121067.55  
Contingent Liabilities
8628.11  
5335.03  
6659.68  
7645.40  
9912.30  
    Claims not acknowledged as debts
0.40  
0.72  
6.78  
6.78  
6.78  
    Outstanding forward exchange contracts
1447.61  
1275.51  
2140.28  
3422.37  
6068.23  
    Guarantees given in India
4179.96  
2502.68  
2706.29  
2790.36  
2612.43  
    Guarantees given Outside India
0.00  
0.00  
0.00  
0.00  
0.00  
    Acceptances, endorsements & other obligations
1073.29  
273.81  
267.94  
178.12  
197.20  
    Other Contingent liabilities
1926.85  
1282.32  
1538.39  
1247.76  
1027.66  
Bills for collection
1296.02  
864.88  
969.44  
955.93  
899.88  
Book Value
1.84  
1.73  
2.13  
2.09  
1.93  
Adjusted Book Value
1.84  
1.73  
2.13  
2.09  
1.93