PUNJAB & SIND BANK

NSE : PSBBSE : 533295ISIN CODE : INE608A01012Industry : Bank - Public MCap (Rs. in Mn) : 167810.59 Face Value (Rs.) : 10 House : PSU
BSECurrent Price (Rs.) 23.65Change (Rs.)-0.07 (-0.3 %)
PREV CLOSE (Rs.) 23.72
OPEN PRICE (Rs.) 23.80
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 41699
TODAY'S LOW / HIGH (Rs.)23.62 23.89
52 WK LOW / HIGH (Rs.)20.46 32.47
NSECurrent Price (Rs.) 23.67Change (Rs.)-0.06 (-0.25 %)
PREV CLOSE( Rs. ) 23.73
OPEN PRICE (Rs.) 23.69
BID PRICE (QTY) 23.67 (651)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 767005
TODAY'S LOW / HIGH(Rs.) 23.62 23.90
52 WK LOW / HIGH (Rs.)20.5 32.46

Profit & Loss

Select year
(Rs.in Crore)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
I. INCOME
  
  
  
  
  
Interest Earned
11981.50
11481.30
9693.98
7992.73
7095.81
     Interest / Discount on advances / Bills
8580.60
8157.74
6951.24
5502.44
4778.41
     Interest on balances with RBI and other Inter-bank funds
16.03
17.03
22.03
30.71
118.43
     Income on investments
3308.60
3224.91
2656.03
2359.34
2094.66
     Others
76.28
81.63
64.68
100.23
104.31
Other Income
1777.80
1567.65
1221.47
939.96
959.38
     Commission,exchange and brokerage
161.19
135.39
135.04
113.91
100.58
     Profit / (loss)on sale of investments(net)
406.04
317.19
101.07
101.22
331.47
     Profit on sale of Fixed Assets
-0.16
-0.20
0.44
2.15
-0.16
     Foreign Exchange Gains
21.05
20.22
27.42
36.21
56.15
     Income earned from subsidiaries/joint venture
     Rent / Lease Income
     Provisions Written Back
     Miscellaneous income
1189.67
1095.05
957.50
686.46
471.34
Total Income
13759.30
13048.95
10915.44
8932.69
8055.19
II. EXPENDITURE
Interest Expended
8170.09
7697.64
6852.93
5019.35
4444.50
     Intereston Deposits
7290.35
7077.94
6311.87
4717.84
4207.70
     Interest on RBI / inter-bank borrowings
192.37
256.04
291.69
149.49
2.49
     Other Interest
687.38
363.66
249.38
152.02
234.30
Operating Expenses
3407.47
3276.39
2931.57
2463.40
2280.60
     Payments to and provisions for employees
2069.35
2088.48
1944.20
1544.42
1478.56
     Rent,Taxes and lighting
158.12
146.90
139.24
136.73
120.80
     Depreciation on Banks property
176.99
145.08
150.08
148.33
137.09
     Depreciation on leased assets
     Auditor's fees and expenses
12.46
12.54
14.54
14.20
8.59
     Law charges
18.91
17.53
15.21
13.68
13.97
     Communication Expenses
59.20
54.42
44.96
60.34
11.69
     Repairs and Maintenance
62.54
36.94
30.40
30.90
25.62
     Insurance
185.76
188.12
155.58
137.07
129.79
     Other expenses
664.15
586.36
437.35
377.73
354.48
Provisions and Contingencies
429.41
737.37
193.96
-169.91
143.41
     Provision for investments
-43.04
-29.83
352.86
25.13
-51.86
     Provision for advances
359.73
708.97
-211.85
-384.20
190.46
     Others Provisions
112.72
58.23
52.95
189.16
4.81
Profit Before Tax
1752.33
1337.55
936.98
1619.85
1186.68
Taxes
430.40
321.72
341.56
306.82
147.63
     Current Income Tax
258.89
117.54
-17.28
     Deferred Tax
171.51
321.72
224.02
324.10
147.63
     Other taxes
0.00
-321.72
0.00
0.00
-147.63
Profit After Tax
1321.93
1015.83
595.42
1313.03
1039.05
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
Share of Associate
Other Consolidated Items
Consolidated Net Profit
1321.93
1015.83
595.42
1313.03
1039.05
Adjustments to PAT
3686.55
IV. APPROPRIATIONS
3229.72
2410.39
1951.79
1939.06
1148.05
     Transfer to Statutory Reserve
331.00
254.00
149.00
329.00
260.00
     Appropriation to General Reserve
     Appropriation to Revenue Reserve
     Appropriation to Other Reserves
     Equity Dividend
     Corporate dividend tax
     Other appropriations
2898.72
2156.39
1802.79
1610.06
888.05
Equity Dividend %
4.00
1.00
2.00
5.00
3.00
Earnings Per Share
2.00
1.00
1.00
2.00
2.00
Adjusted EPS
2.00
1.00
1.00
2.00
2.00